PLANNING

Pension Planning

We start the pension planning by gathering the disclosures required to satisfy the requirements of DOL regulation sections 29 C.F.R. §§2550, 404c and 404a-5. Then review the pension disclosures to determine if their content and context is sufficient for participants to make informed decisions. When planning, we consider the use of additional disclosures, training, and supplemental materials.

Health & Welfare Planning

In the health and welfare planning phase compliance, motivation and incentive goals are established in accordance with DOL, state and company policies. A process is then developed to achieve the stated goals.